I've just had T-Mobile on the phone because I have once again not paid the bill on time. The reason I haven't paid the bill on time? because after about 5 attempts in 7-8 months to get a direct debit mandate from them and 5 failures to do so I decided that I would now only pay the bill once the grace period had expired and they have cut me off. This is the second month in a row where I have done this on purpose (although 3 months ago I did miss the payment by mistake).
I have now paid the bill and I have once again requested a Direct Debit mandate.
I'm sure all these late payments at killing my credit rating but to be honest, I never apply for credit cards, I have no intention of moving house so I don't have a new mortgage to worry about and I just do not care what business's think of my credit rating.
I think the problem is that T-Mobile want me to do this via there customer services call center but it's got to the point where I just don't trust them and I want to see the mandate in my hand where I can fill in the details myself and sign the hard copy.
Besides, you never know, they might actually send the damn form out this time.
Categories: Plasmon_
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